You shouldn’t have to work hard to find a home loan that works for you!

Our professional mortgage brokers work with multiple lenders to give you access to home loans perfect for your exact financial situation. Take the work out of finding a mortgage by letting our trusted brokers do the work for you.

 

 The Advantages of a Massachusetts Mortgage Broker

In a bustling state full of opportunity, finding the right opportunity can be challenging at times, but today you’ve found yourself in the right place at the right time.

 
 
 

We Can Offer Multiple Loan Options

Banks can only offer their institutions loan options. Often times this is why you hear homeowners talking about being inundated with denials or poor loan options, so they give up on homeownership.

How Does This Improve Your Loan?

We are able to shop mortgage interest rates, as well as the loan as a whole. Every loan has unique qualities and as your mortgage brokers it is our job to find a loan that fits you and your needs. We take our responsibility in setting you up for financial success very seriously.

Take Advantage of Rate Shopping

As a broker, we work for you not the institution. We aren’t tethered to one path to approval and with so many banks at our fingertips, we are committed to finding the best deal for you!

 
 
 

The FACTS about Mortgage Shopping in 2022:

​With mortgage rates hovering around historical lows, if you are looking to purchase a new home, it means you can afford more square footage. If you are looking to refinance, it could mean you have more equity in your home due to increasing prices.

Potentially smaller payments: Using a Florida mortgage broker, can help you simplify and cut thru all the banks options to find the ideal monthly payments solution for you, giving you more financial wiggle room to own your home.

Refinancing can save you money: One technology provider for the mortgage industry believes that 5.9 million homeowners could cut 0.75% from their mortgage rate with a home loan, refinance.

Home prices are only going up: If you can pay less money to own a home in the current market, you’ll be saving yourself a lot of headaches. The chief economist of the National Association of Realtors expects 2019 prices to be over 2% higher than they were in 2018.

If you haven’t closed a new home purchase or refinance within the last 18 months, you’re likely eligible for mortgage rates ranging from 2.5% – 3.0%*. This offer is… UNBEATABLE: Significantly better pricing than banks and other lenders

FLEXIBLE OPTIONS: Includes 30-year fixed, 20-year fixed, and 15-year fixed options as well as VA, FHA and Jumbo Loans

FAST: Close in less than 30 days

SPECIFIC TO HOMEOWNERS: Available on home purchases & rate/term refinances of primary or secondary residences.

LOCAL: Property must be located in Florida.

 
 

Massachusetts Homeownership FAQs

 

Florida provides a great community around homeownership and supports homeowners from first time home buyers, to the most seasoned with a variety of resources.

  • You bet ya, not only does the Massachusetts provide educational options but Peoples Choice Mortgage loan officers pride themselves on educating consumers every step of the way. We want you to feel financially confident in your home purchase.

  • Numerous! You can save money, lower your monthly payments, and potentially even lower or eliminate the cost of monthly mortgage insurance. You can also shorten the term of the loan if you want to take advantage of a higher income to make a long-term investment in the ownership of your home.

  • There’s no one answer for this. Generally, if your goal is to lock in current interest rates, a fixed rate loan can be highly favorable; variable rate loans are less predictable, but they typically mean that you’ll have lower payments in the short-term future, which increases your home affordability.

  • You won’t change the amount of principal owed on the loan, which means that home refinancing is not a “shortcut” except that it may be easier to make your monthly payments. Your collateral on the loan isn’t like to change either.