Peoples Choice Mortgage Partners With The Debt Relief Team
Peoples Choice Mortgage works hard to help renters become homeowners. Everyone in our organization lives by the motto that everyone deserves to be a homeowner. What has always separated us from other mortgage brokers is that we will do what it takes to help you, no matter where you are financially. Even if you are not in a position to qualify for a mortgage today, we will work with you and help you with the tools so that you might be able to tomorrow. Once you walk through our door, you are our client for life. We will educate you. We will coach you. We will plan with you until you can stop paying rent and start paying yourself as a homeowner. The team at Peoples Choice Mortgage is excited to announce that we are taking this commitment one step further by partnering up with The Debt Relief Team.
Who Is The Debt Relief Team?
The Debt Relief Team are credit enhancement specialists who can help you get to where you need to go to qualify for a mortgage. The credit experts at The Debt Relief Team provide help customized to your unique financial situation to help you enhance your credit score. They will do everything you need from disputing credit errors to coming up with a calculated, workable plan to boost your score. Simply put, they are a powerful force that can help nearly every Peoples Choice Mortgage client.
Who Can Work With The Debt Relief Team?
One of the great parts of our partnership with The Debt Relief Team is that many of our clients and your friends can take advantage of their expertise. There are a lot of situations when using their services can help you get ahead.
People With Poor Credit
One group of people who can take advantage of this partnership are people with poor credit. This includes renters who want to be homeowners and homeowners who want to refinance their current mortgage. The truth is, you are probably in a better position to buy a house and qualify for a mortgage than you even realize. You do not need perfect credit to buy a house. For many home buyers, there are mortgage products available for you as long as your score is above 580. Unfortunately, not everyone has a score above 580 and for these people, you are on the outside looking in. You are forced into dealing with constantly increasing rent prices instead of buying a house of your own. The Debt Relief Team will help you enhance your score so that it is within the range you need to stop renting and become a homeowner.
People With No Credit
Another group who can take advantage of this dynamic partnership is those with no credit history. Lenders want to see that you have a history of paying back your creditors before letting you get a mortgage. That is functionally what your credit score is. It is a score that tells lenders your creditworthiness. If you do not have a history of credit, then you have no track record of creditworthiness. The Debt Relief Team can help you. They are able to help you get credit for positive payment histories, such as rent payment. So, even if you do not have a history of car loans or credit cards, you can enhance your score thanks to paying your rent.
People Who Want Better Credit
Even if you have good credit, there are good reasons to try and get even better credit. While your credit score might be good enough to qualify for a mortgage or to refinance your home loan, the higher your score the better. Your credit score will play a large part in determining your mortgage rate. The higher your score, the better your mortgage rate will be. So, even if your credit is good, it is worth working with professionals to help your credit become great.
Final Thoughts
Becoming a homeowner is a cornerstone of the American dream and we firmly believe that everyone should have access to it. That is why we have always gone above and beyond for our clients, whether they are ready to qualify for a mortgage today or need to work to improve their chances for the future. Partnering with The Debt Relief Team is just one more way that we are living up to that commitment and helping provide you with the best resources possible.
The bottom line is that no matter where you are at financially, today is a great day to think about buying a house. You might not be in a position to buy a house today, but you are in a position to start putting plans in place to be ready in the future. The best way to get yourself ready is to work with professionals who can coach you and help you put a plan in place. If you have dreams of homeownership and want some help to make that dream a reality, contact us. The professional mortgage brokers at Peoples Choice Mortgage will help guide you on the path to stop renting and start becoming a homeowner.
