By making sure we get the most bang for our buck for our housing expenses we can truly impact our ability to generate wealth. If you really scrutinize whether or not it is best to rent or buy a house, it’s clear that renting doesn’t make sense.

Basically, we are witnessing an affordable housing crisis in our nation. Fortunately, there is a solution to this crisis that does not require political action. The solution is simple: buy a house.

One of our missions is to fight for our clients and help them come up with a plan to own a home of their own. This is a powerful mission because the benefits of being a homeowner are powerful. Owning a home provides material and immaterial benefits that are truly life changing. That is why we believe that everyone deserves to own a home.

Demand to buy a house is through the roof, but there just is not enough housing inventory to meet the demand. In turn, buyers are getting into bidding wars just to make offers that are for far more than the asking price. All of this is intimidating and some might think it is just better to wait out the market and buy home later. The truth is that waiting is a big mistake. The team at People's Choice Mortgage has three reasons why waiting to buy a home is a bad idea.

Thinking about buying a home purely in terms of a short-term investment strategy and obsessing over timing will cause you to miss the forest through the trees. Buying a house is about far more than merely buying at the perfect time. The truth is that buying a home is a long term investment and makes sense no matter where you are in the market cycle.

There are many financial and non-financial benefits of homeownership, and the greatest financial one is wealth creation. And by simply stating the word “wealth creation,” many Americans will automatically disqualify themselves from a candidate. However, as a lender that has a strong foundation in believing in building a future for yourself and your family, we pride ourselves in helping everyone we can create their path to homeownership. Homeownership has always been the first rung on the ladder that leads to forming household wealth

…The truth is that buying a home is not a financial burden, even if you need a mortgage to do so. Instead, buying a home is a way for you to build financial wealth. Why is that? The team at Peoples Choice Mortgage is here to go deeper into the decision to buy a house and break down the financial power of home ownership.

If you are one of those people who have been thinking about buying a home, but haven’t acted on it, it is time to stop delaying. Waiting any longer to buy a new home can cost you significant money in the short term and long term.

Home sales were up for nearly every market in the nation, including Massachusetts. However, for everyone who bought the house of their dreams, there were just as many wishing they could do the same. That begs the question: why didn’t they? Many people have been sitting on the sidelines because they don’t think they are able to buy a house. However, buying a home isn’t just for the wealthy. Regular people can buy homes too. Here’s how to make it happen ...