Home Loans for the Top Places to Live
Recently, US News & World Report just released their top 150 places to live in America list. What is truly incredible is how many of these wonderful cities have access to the professional mortgage brokers at Peoples Choice Mortgage. Here are the top places to live in America …
Mortgage Myths & First-Time Home Buyers
It is important to figure out if myths are correct and if they are serving you well before you hold on to them. First-time home buyers should heed this lesson. Some of the more prevalent myths about first-time home buyers in today’s market are false and harm first-time home buyers.
You Want A Loyal Mortgage Broker
Mortgage brokers cannot serve two masters. They can either serve their clients needs or they can try to do what is best for their commission structures. Prioritizing loyalty means choosing a mortgage broker that prioritizes your needs above all else.
Supply, Demand, & the Future of Home Prices
Are today’s rising home prices being driven more by home buyer demand or low inventory? The team at Peoples Choice Mortgage is here to look at today’s trends and see what home buyers and homeowners can expect from home prices.
Home Buyers and Debt
Preparing for a home purchase involves a web of consequential factors. If you wish to buy a home within the next six to 12 months, use the following debt-management suggestions to smooth out your course.
Home Buyer Forecast for 2022
The bottom line is that 2022 is lining up great for home buyers. Rates will increase, but will still be at an extreme discount compared to historical rates. At the same time, inventory will increase which will mean that it is easier to buy a home without as many bidding wars. This is great news for home buyers. If you want to stop renting and become a homeowner, 2022 is a great year for it.
Winter Is Home Buyer Season
This winter home buyers are finding themselves in a favorable market. Market rates are still very low, which means that home buyers will save money over the life of a mortgage. At the same time, inventory is about to improve, which means that home prices will level off. Home buyers should take advantage of these conditions before mortgage rates rise.
Boston Home Buyers Face Thriving Market
Buying a house at today’s prices means that you benefit from tomorrow’s rising prices. On top of that, the likelihood of rising mortgage rates means your mortgage will be more expensive. Today’s real estate market is thriving all over the nation, but especially in Boston.
No Relief In Sight For Renters
Unfortunately for renters, the trends are pretty clear that they should not expect any relief when it comes to rent prices. Fortunately, becoming a homeowner is a great way to get out of the misery of constantly rising rents. While many headlines have been devoted to the difficulties of buying a house in today’s market, the truth is that the market is improving.
Renter Anxiety Is Increasing
Even though owning a house is a big responsibility, not owning one does not necessarily save you from anxiety. The fact is that renters are facing increasing anxiety from a host of factors. Fortunately, there is a solution. You can take steps to stop renting and become a homeowner.
Patience And Persistence Pay Off
Because we are so used to getting what we want when we want it, it can be frustrating to have to wait. However, the old adage that the best things come to those who wait is true in some instances. That is the case when it comes to buying a home. For home buyers, patience and persistence pay off.
Peoples Choice Update: We Are Growing!
We love nothing more than helping renters become first-time home buyers and helping current homeowners move from starter homes to dream homes. We are excited to announce Peoples Choice Mortgage is growining and spreading the dream of homeowenrship to Colorado, Florida, and Michigan.
Rent Doesn’t Make Sense
By making sure we get the most bang for our buck for our housing expenses we can truly impact our ability to generate wealth. If you really scrutinize whether or not it is best to rent or buy a house, it’s clear that renting doesn’t make sense.
Boston Real Estate Outlook
The real estate market has been scorching hot for the entire nation; however, the housing market in our backyard has been even hotter. Homes are selling quicker than ever before and home buyers are clammorting to buy the house of their dreams. Recent data regarding the Boston housing market seems to indicate that these trends will continue for the time being.